Car or Motor Vehicle Accidents
Being involved in a car accident is never easy. In many cases it can mean more than just increased car insurance rates. It is important that you are aware of the accident benefits you may be entitled to receive from your insurer following a motor vehicle accident. Also, there are time constraints to be aware of, and should you take legal action against the other driver. In this case, you need an experienced Car Accident Lawyer to help you through this difficult and often confusing process.
Your own insurer will asses your injuries after a car accident. After the assessment, you will then be placed into one of three levels of compensation for accident benefits. Did you know that many insurance companies may automatically categorize your injuries as ‘minor’ even if your injuries are serious? Consequently, if your injury is categorized as ‘minor’ by your insurance company you will be entitled to limited accident benefits. Therefore, you can fight the minor injury designation under many circumstances.
Some of the car accident benefits which may be available to you include:
- Income Replacement Benefits;
- Non-Earner Benefits;
- Caregiver Benefits;
- Housekeeping and Home Maintenance Benefits;
- Attendant Care Benefits;
- Medical and Rehabilitation Benefits;
- Lost Education Benefits;
- Expenses or Visitors;
- Damages to clothing, glasses, hearing aids, etc.;
- Death and Funeral Benefits;
- In-home assessments for catastrophic and non-catastrophic patients.
Generally, the time to qualify for these benefits can vary from just 7 days up to 180 days. In addition, you have a limited time to sue the other driver. There are many variables at work when dealing with Car Accidents. You’ve heard of a $300 collision deductible… what about a secret $39,000 deductible? Lastly, don’t leave it up to your insurance company. You need an experienced Car Accident lawyer to help you navigate this confusing process.